Credit Rating Validation

Agusto Credit Rating Validation Exercise is a process of evaluating the accuracy and reliability of credit ratings assigned by organisations, particularly financial institutions. Agusto Consulting typically conducts a review of a sample size of the Bank’s portfolio.

The obligors will be solely supplied by the Bank, albeit with recommendations and guidance from Agusto Consulting. Information from the obligors’ credit files, recent financial statements, questionnaires and term sheets will be used as input for our rating models to arrive at the ratings.